Peace of mind
for you and your family
Life insurance, Medicare, and health insurance solutions tailored to your needs.
Insurance Solutions for Your Every Need
Don't let the unexpected catch you off-guard. Get the best insurance solutions for your every need. Secure your future and get the peace of mind you deserve.
MedicareRequest a Free Consultation
Medicare Supplement Insurance:
These plans help cover some of the costs not covered by Medicare Parts A and B, so you may have more predictable costs.
Medicare Advantage Plans:
These plans provide drug and medical coverage all in one plan and are designed to help you get more from your healthcare dollar. Explore personalized guidance and plan options that work for your unique needs.
Health InsuranceRequest a Free Consultation
Group health insurance is available to small and midsized businesses that need health insurance coverage. These businesses can usually qualify for many types of group health plans. They can purchase Platinum, Gold, Silver or Bronze metal level plans.
During the open enrollment period we offer a range of health insurance plans directly to families and individuals under age 65. They can purchase Platinum, Gold, Silver or Bronze metal level plans.
Life InsuranceRequest a Free Consultation
Life insurance protects the people you care about most. In the unfortunate circumstance that you’re not there to provide for your family, life insurance can. But life insurance can also be used to build cash value. That’s money you can use to reduce your premiums, increase your coverage, or receive as cash.
Term Life Insurance
Term Life Insurance provides cost-effective coverage for a specified period of time, with the opportunity to change should your needs change. Depending on your age, level term life insurance protection is available for 10, 15, 20 or even 30 years.
Permanent Life Insurance
Permanent life policies offer death benefits and a “savings account” (also called “cash value”) so that if you live, you get back at least some of, and often much more than, the amount you spent on your premium. You get this money back either by cashing in the policy or by borrowing against it.
DisabilityRequest a Free Consultation
This type of insurance can provide you with coverage that can help protect against the financial impact of a disability. Whether it’s supporting your daily living expenses today or funding your retirement savings for tomorrow, your ability to earn an income is your most important financial asset. Without income, everyday life and plans for the future are affected. When you fall ill or have been injured in an accident, you have enough on your mind without having to worry about where your next paycheck will be coming from.
Long Term CareRequest a Free Consultation
Life insurance policies with a Long Term Care Rider:
Consider this option if you’re most concerned with leaving a legacy or caring for loved ones when you pass, but would still like to have access to the death benefit yourself if long-term
care needs should arise.
Dental InsuranceRequest a Free Consultation
Routine cleanings and check-ups are the most commonly covered and utilized benefit of dental insurance. Most providers pay for one to two regular check-ups per year. While benefits vary greatly by policy, other inclusions could be: crowns and fillings, emergency tooth replacements, non-cosmetic oral surgeries and X-rays.
Dental Discount Plans
Discount dental plans allow you, the consumer, to take advantage of high quality service without the high cost of dental procedures. Although a discount dental plan is not an insurance plan, there are many excellent advantages to having one of these cards in your pocket to use. These programs offer individual dental plans as well as serving the needs of families and other groups, such as employers. They are an affordable way to provide for your dental care needs.
To view the plans available, please visit ancillary insurance portal which can be found at genhealth.net
Life SettlementRequest a Free Consultation
A life settlement is the sale of a life insurance policy to a third party called a life settlement provider. There are many reasons why someone may want to explore the possibility of selling a life insurance policy. The best way to think of it is to understand that life insurance is your own personal property, just like a house. Some reasons to sell your policy include:
- Your family doesn’t need the protection anymore
- Your term life insurance policy is about to expire
- You can’t afford the premiums
- You’re dealing with health issues
- You sold your business